The Farm Guard ® policy…Farming roots began in this rural community. We’ve grown along with the progression of the farming industry to serve you better daily.

The Farm-Guard ®policy provides liability coverage to help protect you if there is an accident, injury or negligence claim as a result of your farming operations.

  • Bodily injury and property damage
  • Public liability
  • Employer’s liability
  • Medical payments for public/farm employees

For specialized needs, extra coverages are available.


The Farm-Mate ® policy…. Providing peace of mind to rural farm families in this community with coverage options for dwelling, farm buildings, equipment and livestock.

  • Dwelling
  • Household personal property
  • Additional Living Expense (Loss of Use)
  • Farm Outbuildings
  • Scheduled farm personal property
  • Unscheduled farm personal property

Named peril coverage

If your dwelling qualifies, expanded coverage is available to provide:

  • Open perils coverage for the dwelling
  • Replacement cost to the dwelling and household personal property.

Many Additional Coverages are available to enhance protection from this policy.


The Home-Guard® policy…We know that your house is more than a shelter – it’s home. It is also one of the most valuable assets you wish to protect with adequate insurance coverage. The Home-Guard ®policy provides protection for:

  • Dwelling
    • Primary home on the described premises
  • Coverage for Other Structures
    • Other outside structures on the described premises some of which may include: Detached garage or storage sheds
  • Personal Property
    • Personal property not attached as part of the dwelling which may include all household contents, insured while it is anywhere in the world.
  • Additional Living Expense (Loss of Use)
    • Relates to coverage of a necessary increase in living expenses if unable to live within the home while being repaired or replaced, due to a claim of a covered peril.

The Home Guard ® package policy includes PERSONAL LIABILITY COVERAGE

Liability to Public

Medical Payments to Public

Damage to Property of Others

  • Various optional coverages are available.
  • Named peril coverage


Home-Guard ® Special (Select) policy

If you’re looking for the next level of coverages, the Select policy provides:

  • Open Peril coverage
  • Replacement cost to the dwelling, personal property and other structures.

Qualifications will apply.


Other Policy Types available include:

  • Mobile Home Guard
  • Modular Home Guard
  • Vacant Dwellings
  • Rental Dwellings
  • Home-Guard Contents (Renter’s Personal Property)