The Farm Guard ® policy…Farming roots began in this rural community. We’ve grown along with the progression of the farming industry to serve you better daily.
The Farm-Guard ®policy provides liability coverage to help protect you if there is an accident, injury or negligence claim as a result of your farming operations.
- Bodily injury and property damage
- Public liability
- Employer’s liability
- Medical payments for public/farm employees
For specialized needs, extra coverages are available.
The Farm-Mate ® policy…. Providing peace of mind to rural farm families in this community with coverage options for dwelling, farm buildings, equipment and livestock.
- Dwelling
- Household personal property
- Additional Living Expense (Loss of Use)
- Farm Outbuildings
- Scheduled farm personal property
- Unscheduled farm personal property
Named peril coverage
If your dwelling qualifies, expanded coverage is available to provide:
- Open perils coverage for the dwelling
- Replacement cost to the dwelling and household personal property.
Many Additional Coverages are available to enhance protection from this policy.
The Home-Guard® policy…We know that your house is more than a shelter – it’s home. It is also one of the most valuable assets you wish to protect with adequate insurance coverage. The Home-Guard ®policy provides protection for:
- Dwelling
- Primary home on the described premises
- Coverage for Other Structures
- Other outside structures on the described premises some of which may include: Detached garage or storage sheds
- Personal Property
- Personal property not attached as part of the dwelling which may include all household contents, insured while it is anywhere in the world.
- Additional Living Expense (Loss of Use)
- Relates to coverage of a necessary increase in living expenses if unable to live within the home while being repaired or replaced, due to a claim of a covered peril.
The Home Guard ® package policy includes PERSONAL LIABILITY COVERAGE
Liability to Public
Medical Payments to Public
Damage to Property of Others
- Various optional coverages are available.
- Named peril coverage
Home-Guard ® Special (Select) policy
If you’re looking for the next level of coverages, the Select policy provides:
- Open Peril coverage
- Replacement cost to the dwelling, personal property and other structures.
Qualifications will apply.
Other Policy Types available include:
- Mobile Home Guard
- Modular Home Guard
- Vacant Dwellings
- Rental Dwellings
- Home-Guard Contents (Renter’s Personal Property)