Archive for August, 2008

Welcome!

Saturday, August 23rd, 2008

Welcome to the Adair County Mutual Insurance Association Blog.

This site is designed to update visitors of the events in the towns and surrounding are that make up Adair county, also known as Iowa’s Garden County.

To the right are:

  • Local events and calendar of events.
  • The towns of Adair County
  • FAQs
  • Helpful Insurance Tips

Be sure to check back often.

Is My College Student Covered?

Saturday, August 23rd, 2008

Is my college student covered by my homeowners policy?

Insurance coverage is an important, yet often overlooked issue facing college students.  How do you know if your student is appropriately covered? The answer may vary depending on your insurance carrier and policy form.  A good place to start is by asking your agent:

  • Are my student’s personal possessions covered under my homeowner’s insurance?
  • If my student drives a friend’s car and gets into an accident, is he covered?

The answers to these questions are imperative in determining what kind of coverage your current policies provide—and how to purchase additional coverages that may be needed.

Renter’s insurance policies are generally quite affordable, with annual premiums running around $150 to $200 for $15,000 of coverage for personal property.  Renter’s insurance will cover damages from fire, smoke, lightning, vandalism, theft, explosion, windstorm and water damage (non-flood related).  Renter’s insurance also covers additional living expenses if your student is unable to live in his apartment or house because of a fire or other covered loss.

Orient

Thursday, August 21st, 2008

Website:Orient

Orient is located on Highway 25 near the southern border of Adair County.

Henry A Wallace Center

Henry A Wallace Center

The Henry A. Wallace Country Life Center, the birthplace farmstead of vice president Henry Wallace, the founder of Pioneer Hy-Bred Seed Corn, is nearby. The site features a restored prairie, outdoor artwork, flower gardens, an orchard and a walking path.

Bank of Memories, an unusual museum, housed in a former bank building, and featuring Mormon Trail memorabilia as well as an authentic Mormon pushcart, is located in downtown Orient.  Also included are displays of Orient native sons, Henry A. Wallace, Dazzy Vance (baseball Hall of Fame), and World War II pilot, Jack Conger.

Bank of Memories - Orient Museum

Bank of Memories - Orient Museum

Native trees, shrubs, grasses and wildflowers have been planted across the street from Bank of Memories. Railroad memorabilia is on display near the site of the original depot, and Adair County artist, Ray “Bubba” Sorensen has done a painting of the depot on a large rock nearby.  A perpetually lit Veterans Memorial Flag has been erected there to honor the service and sacrifice of our veterans and to serve as a visual reminder of the price paid for our liberty and freedom. A Mormon Trail Interpretive Panel is  also located on the site.

The ABC City park, recreation “slab”, and Orient Lake provide for leisure activities. An historical marker commemorating Henry A. Wallace is located near the 22-acre lake, which offers excellent fishing, camping with electricity, picnicking, a shelter house, playground, frisbee golf course, horseshoe pits, and a walking trail.